The Table with Anthony ONeal
How Much You Should Have Saved for Retirement by 40, 50, 60 & What To Do If You’re Behind artwork

How Much You Should Have Saved for Retirement by 40, 50, 60 & What To Do If You’re Behind

The Table with Anthony ONeal
29:00
Play episode

Show notes

How much should you have saved for retirement by 40, 50 and 60… and what should you do if you’re nowhere close? In this episode, Anthony O’Neal breaks down the retirement savings benchmarks for each age, explains how catch-up contributions can help later starters, and shares the financial order to follow when rebuilding. He also challenges the shame that often comes with feeling behind and reveals why creating margin, eliminating consumer debt and following a clear strategy matter more than panicking over a number. So, whether life brought divorce, caregiving, job loss, or an unexpected setback, this episode will not only help you face your finances honestly but also help you determine your next step and start building toward financial freedom. 📚 Resources Mentioned In This Episode: - 📖 Get my new book, Stop Living Paycheck to Paycheck: https://www.anthonyoneal.com/book - 📈 Compare top investing platforms & start investing today: https://www.anthonyoneal.com/invest - 💰 Find the best high-yield savings accounts (updated weekly): https://www.anthonyoneal.com/savings QUOTES “You don’t have time to waste margin on the wrong priority.” — Anthony O’Neal “Panicking has never once built a dollar of wealth. But clarity and determination [have].” — Anthony O’Neal “Financial freedom is a decision before it is ever a destination.” — Anthony O’Neal ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

More from this show

More
  1. My 5-Step Escape Plan to Stop Living Paycheck to Paycheck and Get Out of Debt in 18-24 Months

    Social media is full of people promising fast money, six-figure months and millionaire lifestyles. Anthony O’Neal says the numbers tell a very different story: Americans can earn w…

    32:17
  2. Is Your Money Prepared for AI? 5 AI Stocks Under $100 to Invest in Today

    In this episode of The Table, Anthony O’Neal breaks down the jobs facing the greatest exposure to AI, why he believes this shift is already happening, and how everyday investors ca…

    30:56
  3. How to Build a 5-Part ETF Portfolio Starting With $100 | Courtney Hale

    In this episode, Anthony O’Neal sits down with Courtney Hale to break down his five-part ETF portfolio and explain how ETFs work, why overlapping funds may not provide real diversi…

    36:42
  4. Should Couples Combine Finances? How to Build Wealth Without Dividing Your Marriage | Durelle & Samantha Bailey

    Should married couples combine finances, or does keeping money separate offer more protection? Anthony sits down with Durelle and Samantha Bailey - Entrepreneurs, Content Creators,…

    47:06
  5. Index Funds vs. Individual Stocks: Why I Changed My Investment Strategy in 2026

    In this episode, Anthony O’Neal reveals the investing mistake that cost him money, time, and stress. He breaks down his move toward index funds, automation and long-term consistenc…

    35:48
  6. 5 High-Paying Jobs ($80k+/Year) That Don’t Require a College Degree

    Anthony O’Neal breaks down five careers that can pay $80K or more without a college degree, including one with a national median salary of $106,580. But “no degree required” does n…

    33:53
Now Playing