Get The App

Download the Josplay app for the best experience.

Download Now

Charts

Discover the latest hits and trending music.

Explore Charts

Podcasts

Stories, music and conversation from Africa and its diaspora.

Browse Podcasts

New Releases

Stay updated with the latest music releases.

See New Releases
← For Better and Worth
Ep 119: Credit Report Shake-Up 2025 artwork

Ep 119: Credit Report Shake-Up 2025

For Better and Worth
E11934:47
Play episode

Show notes

One of the biggest money stressors is confronting the dreaded credit report—especially when it involves sharing it with a spouse. However, understanding where you stand is the first crucial step toward improvement. Significant changes to credit score calculations have recently been introduced, creating new opportunities to potentially improve your score. For many couples, credit scores play a central role in achieving financial goals, whether it's buying a home, securing a new job, or simply building a stronger financial future together. These upcoming updates are a true game-changer, creating new opportunities for couples to enhance their financial position and work toward shared goals. Check out this week's episode to learn more about these changes and how you can make the most of them. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

More from this show

More
  1. The Hidden Emotional Costs of Early Retirement (Ep 202)

    Retirement isn't just about quitting your job. It's about discovering your next adventure. In this episode, we dig into what "early retirement" really means, why simply having the…

    E20236:03
  2. Becoming Empty Nesters Gave Us a Raise (Ep 201)

    In this episode, we reflect on the surprising perks of becoming empty nesters and how having adult kids finally led to an unexpected financial "raise." We walk through our hands-on…

    E20132:07
  3. Declutter Your Life: How Cleaning the Closet Can Boost Your Finances and Mindset (Ep 200)

    We dove into the sometimes chaotic, often comical world of cleaning out our closets and homes. Along the way, we shared practical strategies and a little financial wisdom about tur…

    E20036:57
  4. Why We're Considering Scaling Back 401k Contributions (Ep 199)

    This week, we dove headfirst into a controversial financial topic: are we really going to stop investing for retirement? As seasoned planners who reached Coast FIRE, we opened up…

    E19937:53
  5. Encore Episode: A Financial Advisor Helped Us Uncover Our Own Financial Blind Spots (Ep 198)

    We pulled back the curtain on our finances and invited a new financial advisor to reveal the areas we might be missing. Even though we’ve been making smart moves, this candid conve…

    E19833:53
  6. Why $155K Feels Like Not Enough: The Truth About Lifestyle Inflation (Ep 197)

    In this episode, we dive into the evolving perception of what it means to be "working class" in today's world, especially when even a $155,000 household income can feel inadequate.…

    E19734:03
Now Playing

No Track Playing

For Better and Worth — Ep 119: Credit Report Shake-Up 2025 | Podcast | Josplay Music